A Program of the Tennessee Department of Treasury · David H. Lillard, Jr., State Treasurer
Explore the benefits of ABLE TN
Leverage ABLE TN's tax-free earnings, diverse investment options, and convenient online management!
Tennessee Achieving a Better Life Experience (ABLE TN) is a savings program designed to help Tennessee residents with disabilities put aside money to pay for qualified expenses.
Precautions regarding COVID-19 may negatively impact paper mail delivery and processing by Ascensus, the company that provides record keeping and intermediary services to the program. To help ensure timely transactions and communications regarding your account, we encourage you to transact via our secure online website and also elect e-delivery of all documents.
Alternatively, in lieu of mailing the forms, you may submit them via e-mail to ABLE.TN@tn.gov or fax them to our office at 615-401-6816.
Administered by the Tennessee Department of Treasury, ABLE TN
provides the opportunity to save and invest with tax-free earnings, and take advantage of low fees, diverse options, and convenient online management—all to help participants
maintain independence and quality of life.
Enroll in ABLE TN today!
An individual who has been diagnosed with a disability on or before age 26 may qualify.
Tax-free earnings. Low fees. No impact to federal benefits. Investment options. Easy to contribute.
A qualified expense is one that is related to the individual's disability.
Frequently Asked Questions about ABLE TN.
Through our partnership with the Tennessee Financial Literacy Commission, we are proud to offer these proven educational modules including the Vault game for youth, the complete Financial Empowerment Resource Library for adults, and more!
Learn more about the Vault - Understanding Money interactive program designed to help students learn about money and have fun, too.
View education and resources for youth
Visit the Financial Empowerment Resource Center for short, interactive modules on key financial topics for adults.
View education and resources for adults
ABLE TN accounts provide the opportunity to save and invest with tax-free earnings to help participants maintain independence and quality of life.
For more information about the Program, refer to the Disclosure Brochure. The information contained throughout this website is subject to change at any time for any reason or based on guidance issued by the U.S. Department of Treasury and Social Security Administration. Consider all investment objectives, risks, charges, and expenses before investing in the Program. Non-Tennessee taxpayers and residents should determine whether their home state offers a qualified ABLE Program that provides state tax or other benefits to residents not available by investing in this Program.