A Program of the Tennessee Department of Treasury · David H. Lillard, Jr., State Treasurer

855.922.5386    Access your account

Eligibility


Tennessee Achieving a Better Life Experience (ABLE TN) is a savings program designed to help Tennessee residents with disabilities put aside money to pay for qualified expenses.

mother and son in wheelchair outside

Determining eligibility for ABLE TN

An individual who has been diagnosed with a disability on or before age 26 and resides in Tennessee may qualify by meeting one of the following:

  • is eligible to receive Supplemental Security Income (SSI)
  • is eligible to receive Social Security Disability Insurance (SSDI)
  • has been diagnosed by a qualifying physician as having a physical or mental disability resulting in marked and severe functional limitations that is expected to last no less than 12 months.

Any written diagnosis used to qualify for an ABLE TN account must be retained by the Designated Beneficiary or the Designated Beneficiary’s Legal Representative and made available to ABLE TN or the IRS upon request.

ABLE Assist online resource Launch ABLE Assist ABLE Assist Online Resource Launch ABLE Assist

Are you eligible for ABLE TN?

Introducing the new ABLE Assist tool.

Answer some basic questions using our ABLE Assist tool and see whether you or the individual you represent may be eligible for an ABLE TN account.

Launch the ABLE Assist online tool

Features and Benefits

ABLE TN can help you plan and save for future expenses with benefits including:

  • Tax-free earnings
  • No impact to federal benefits*
  • Diverse investment options
  • Low fees
  • Convenient online contributions and management

Enroll now

*For ABLE TN account balances less than $100,000

child using sign language

guide dog with owner

Qualified expenses?

A qualified disability expense is one that is related to the designated beneficiary’s blindness or disability.

Each person is unique and the needs of the individual can vary depending on the disability, circumstances and specific treatment.

View qualified expenses