A Program of the Tennessee Department of Treasury · David H. Lillard, Jr., State Treasurer

Tennessee Individualized Education Accounts (IEA)


Tennesseans who receive funds from the Individualized Education Account (IEA) program through the Tennessee Department of Education may now contribute those IEA funds to an ABLE TN account.

elementary school special needs student using tablet device with teacher

Helping with education expenses

IEA funds contributed to ABLE TN accounts can only be used for education expenses relating to the designated beneficiary’s disability.

If you are not sure if you receive IEA funds from the Tennessee Department of Education or qualify for the IEA Program, please visit their website.

Visit the Tennessee IEA website

Get started contributing with an IEA account

If you qualify for the IEA program and would like those funds added to an ABLE TN account, there are a few simple steps to get started. You can click on each one to learn how to complete the step.

Open an ABLE TN account

In order to use IEA funds for ABLE TN, you first need to establish an ABLE TN account. You can do that through our website. You will be given an Account Number that you will need to deposit your IEA contributions.

Don’t forget to make the minimum initial contribution of $25.

Open an ABLE TN account online

special needs female student working on classroom assignment

two students talking in classroom

Utilize your IEA funds

Once your IEA funds have been contributed, you can allow them to grow or begin using them for education expenses. To make a withdrawal, simply log in to your account.

We recommend keeping receipts of all purchases associated with your ABLE TN account in the event documentation is requested by the ABLE TN program or IRS.

Log in to your account